Blog

Home Buying

Home WarrantyPosted on July 20, 2017

A home warranty plan, also known as a home protection plan, is a service contract that offers homeowners a way to safeguard themselves against possible breakage or a malfunction within the home.


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Things Needed After Purchasing A HomePosted on May 18, 2017

Now that you’ve signed all the paperwork and your loan is approved, it’s time to move in.


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Earnest Money DepositPosted on April 06, 2017

An earnest money deposit, also known as a good faith deposit, is a specific dollar amount that a potential buyer pays to the seller in an effort to display their serious interest in a property.


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Benefits Of Home OwnershipPosted on March 02, 2017

The decision to purchase a home is exciting and a major investment for your future.


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Hiring A Home InspectorPosted on February 16, 2017

You’ve gone to countless open houses, searched online for months, and have finally found the house of your dreams, but before signing your name on the dotted line there are a few key steps you should not overlook.


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How To Handle A Bidding WarPosted on November 17, 2016

So you have found the home of your dreams, it has all the features you want, and it is in the right neighborhood.


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Home Buying Negotiating TipsPosted on November 10, 2016

When it comes to buying a home, the ability and willingness to negotiate is a must for both the buyer and seller.


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Buying A Foreclosed Property - What You Should KnowPosted on October 06, 2016

Given the recent state of the economy and the rising rate of mortgage foreclosures, the number of properties available at rock bottom prices is at an all time high.


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A Nice Home Or A Nice Neighborhood - Which Matters MorePosted on September 22, 2016

A Nice Home Or A Nice Neighborhood: Which Matters More?

When you start shopping for a home, you probably have a very specific image of what you would like that home to look like.


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How Much House Do You NeedPosted on September 15, 2016

While it may be nice to have a home with five bedrooms, an eat-in kitchen, and a four-car garage, how many of us really need this much space?  The best approach is to look at a few particular aspects of your life and lifestyle to make the right choice.


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Making An Offer - Negotiating Your Buying PricePosted on August 18, 2016

Making An Offer: Negotiating Your Buying Price

There is perhaps no more exciting and nerve-wracking time in the home buying process than when you decide to make an offer on a home.


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When To Consider Raising Your Home Buying BudgetPosted on August 04, 2016

When To Consider Raising Your Home Buying Budget

Setting a budget for your home purchase is an important decision.


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Understanding Buyer Closing CostsPosted on June 16, 2016

Most people who are in the market for a new home are aware of the costs associated with purchasing a home and moving, but closing costs can be expenses that may be overlooked, especially for first-time home buyers.


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Choosing A REALTOR You Can TrustPosted on February 25, 2016

Choosing A REALTOR® You Can Trust

When it comes to shopping for a home, especially if you are buying for the first time, having an agent on your side is extremely helpful.


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Buying Your First HomePosted on February 18, 2016

Now that you’ve made the decision to purchase your first home, a hearty congratulations is in order!  Becoming a homeowner, especially for the first time, can stir up some feelings of anxiety and excitement.


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What A REALTOR Can Do For You As A BuyerPosted on February 11, 2016

When we think of selling a home, the services a REALTOR® can provide usually seem worth the cost of their commission, but what about as a buyer?  What can a REALTOR® do for you as a home buyer, and is the commission worth the services they can provide?  Here are five great reasons you should hire a REALTOR® when you are in the market for a new home!

REALTORS® Can Help You Determine Your Budget—With a few simple pieces of information, a REALTOR® can help you pre-determine what kind of budget you may be looking at for your new home, and can match you with potential lenders that are right for you.


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What To Consider Before Buying An Older PropertyPosted on December 24, 2015

Whether it’s the character and charm of an older home with its original features, hardwood floors, and wood burning fireplace, or the quaint historic feel of the neighborhood in which it is found, there is a certain appeal to older property.


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What Is A Property SurveyPosted on December 03, 2015

When purchasing a home, especially for the first time, you are going to encounter a lot of terms and jargon you may never have heard before.


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Buying A Home That Can Grow With Your FamilyPosted on November 26, 2015

If you are a first time homeowner, or are purchasing a home after a major life change such as marriage or having children, what should you consider to be sure your new home can grow with your changing family?  The time and effort that go into purchasing and decorating a new home, not to mention finding it in the first place, means that you’ll want to ensure that your home will be right for you and your family for years to come.


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Selecting Homeowners InsurancePosted on November 12, 2015

Selecting Homeowner’s Insurance

One of the many things you will have to think about while you are in the process of buying a new home is the insurance you will need to protect it.


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How Much Yard Do You NeedPosted on October 15, 2015

How Much Yard Do You Need?

You probably have spent a good deal of time considering how much space you need inside your home, but what about how much space you need on the outside of it?  House hunting with an idea of the square footage you are seeking is a good idea, but in addition to that you should have an idea of how much yard space you will need around your new dwelling as well.


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Home Buying ChecklistPosted on August 27, 2015

Once you’ve made the decision to buy a home, it’s time to start thinking about what comes next.


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Buying A Home Long DistancePosted on May 28, 2015

The process of purchasing a home can be a complicated and stressful experience, but if you have to purchase a new home in another city the experience can become even more complicated.


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Is An Income Property Right For YouPosted on May 14, 2015

The appeal of income properties and the potential for what may seem like easy money and early retirement have likely crossed the mind of anyone who has heard of this business venture.


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Home Selling

Selling A Home When You Have KidsPosted on August 03, 2017

Selling A Home When You Have Kids

Selling a home is stressful for everyone, and having young children in the house can add to the stress for the parents.


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The Home Remodels That Will Most Increase Your Selling PricePosted on July 27, 2017

The Home Remodels That Will Most Increase Your Selling Price

So you are ready to sell, but you know that there are a few things in the home that could stand some updating in order to increase your selling price.


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Are Your Neighbors Affecting Your Home’s ValuePosted on July 06, 2017

You have put your home up for sale and done everything your agent has advised you to do to prepare your property for sale, but still no offers have come in.


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How Long Should You Keep Your Home On The MarketPosted on May 04, 2017

How Long Should You Keep Your Home On The Market?

Many a home seller has been there—the house has been on the market for months and there is no sign of a sale.


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When Is The Right Time To Reduce The PricePosted on April 13, 2017

Every homeowner must set an asking price when listing their home on the market, but what happens when you don’t receive any offers?  Just as it’s important to know when it’s time to sell, it’s important to recognize the right time to reduce the price.


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What Season Is Best To SellPosted on March 30, 2017

What Season Is Best To Sell?

So you are ready to sell your house, but you look out the window and see several feet of snow on the ground.


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Negotiating With A BuyerPosted on January 19, 2017

Negotiating With A Buyer

Depending on the market in which you are selling, your position in the negotiations with a potential buyer can be either a very comfortable one or a difficult one.


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Home Staging - Should You Hire A ProfessionalPosted on January 12, 2017

Home staging is the latest trend in real estate, and if you are selling your home you are likely at least aware of what this growing practice involves.


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Pricing Your Home To SellPosted on October 20, 2016

In addition to location and condition, the asking price of a home is at the top of the list of important considerations.


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Simple Ideas To Make Your Home More Welcoming To BuyersPosted on September 29, 2016

Simple Ideas To Make Your Home More Welcoming To Buyers

It may seem obvious, but many sellers fail to recognize that a home that feels, looks, and smells welcoming and homey will more likely raise a buyer’s interest when they come for a showing.


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Sell Or Remodel - Which Is Right For YouPosted on August 25, 2016

Whether the initial love has faded, or your home just doesn’t work for you and your family anymore, deciding between selling your home and remodeling can sometimes be a difficult decision.


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Creating Curb AppealPosted on July 28, 2016

If you’re selling your home, there are a number of things you can do to improve your property’s potential value and appeal.


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Getting Your Home Ready To SellPosted on May 12, 2016

You would never dream of inviting guests to your house without making certain preparations, so don’t invite potential buyers without first making the necessary updates by preparing your home to sell.


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Marketing TipsPosted on May 05, 2016

If you want potential home buyers to fall in love with your house, they first have to know it’s for sale.


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Choosing The Right Listing AgreementPosted on April 21, 2016

When listing your home with a REALTOR®, you will be required to sign an agreement.


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Sell Your Home Fast - Five Tips To Get A Fast SalePosted on April 14, 2016

The process of selling your home can be a stressful and time-consuming event.


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Five Steps To Holding A Successful Open HousePosted on February 04, 2016

An open house is one way that REALTORS® attempt to expose a home to multiple buyers at once.


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Avoid The Most Common Mistakes When Selling Your HomePosted on January 14, 2016

Here are the most common mistakes people make when selling their property.


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Top Ten Home Showing TipsPosted on December 10, 2015

Showing your home is essential in the real estate business.


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Selling Your Home - Why You Need A REALTORPosted on November 05, 2015

The temptation to save yourself the cost of hiring a real estate agent when selling your home can be overwhelming, and with more websites, books, and other resources popping up that claim to give you all the know-how and tools you’ll need to sell your home yourself, why should you consider hiring a REALTOR® at all?  Like any job that requires a lot of insider knowledge and experience, hiring a REALTOR® will ensure that you are getting the best price for your house with the minimal amount of work and worry.


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When Should You Accept A Low BidPosted on October 22, 2015

If you are selling your home and are motivated to get the deal done quickly, you may be tempted to accept a low bid.


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Repairs To Make Before Selling Your HomePosted on September 10, 2015

When selling your home, the last thing you want to do is invest more into it, but in most cases making a few repairs or renovations to your home before putting it on the market can really be worth the financial and time investment.


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Protecting Your Privacy While Your Home Is On The MarketPosted on June 18, 2015

Selling your home can cause potential anxiety about your personal privacy.


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Selling A House With Pets At HomePosted on June 04, 2015

When we have pets, they quickly become a part of our family.


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Should You Show An Empty HomePosted on April 16, 2015

Should You Show An Empty Home?

If you have already moved out of the house you are selling, you generally have two choices.


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Selling Your Home During The HolidaysPosted on April 16, 2015

The process of selling your home at any time of the year can be a stressful experience, but if you are trying to sell your home during the busy holiday season it may seem to be almost impossible.


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Home And Garden

Childproofing Your HomePosted on June 29, 2017

When it comes to decorating your home, there’s a lot more to consider than simply coordinating your window treatments with your carpet.


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Decorating With PlantsPosted on June 01, 2017

When choosing a style of furnishing, color scheme, or fabrics for your new home, or when redecorating a room, plants often do not immediately spring to mind when considering what you need to complete your space.


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De-clutter Your KitchenPosted on April 27, 2017

Who hasn’t had a cupboard full of Tupperware come crashing down on their head?  And don’t we all have a drawer in our kitchen that holds every scrap of paper and useless knickknack we have ever owned?  While kitchen clutter may be a universal truth, it can also make using your kitchen a time consuming and frustrating task.


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Building A Home TheaterPosted on April 20, 2017

These days, a home theater is one of the most popular trends in the nation.


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Ways To Reduce Your Heating BillPosted on March 09, 2017

When the temperature outside begins to fall, our heating bills quickly start to rise.


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Ways To Make Your House Smell GoodPosted on February 23, 2017

If you want a house to smell clean, you clean it.


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How To Successfully Set Up A Freshwater AquariumPosted on February 09, 2017

An aquarium is designed to simulate a natural environment for freshwater life.


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Maintaining Air Quality In Your HomePosted on February 02, 2017

Maintaining Air Quality In Your Home

Whether you have allergies or simply prefer knowing that the air in your home is as clean as you can make it for better health, achieving and maintaining good air quality is an important issue.


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Sealing Your Windows And Doors Against LeaksPosted on December 22, 2016

Sealing Your Windows And Doors Against Leaks

When it comes to making sure your home is energy-efficient as well as keeping it at a comfortable temperature throughout the year, there are few things as simple as looking to your windows and doors to make a big difference.


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How To Choose The Perfect GrillPosted on December 08, 2016

When choosing the perfect grill, it’s important to understand the different types and their functions, but also how each relates to your particular needs.


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Using Bright And Bold Paint ColorsPosted on December 01, 2016

Homeowners who are thinking of selling are often warned against choosing bright and bold paint colors for their walls.


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Is A Pool Right For Your PropertyPosted on November 03, 2016

The cool refreshing look of water on a hot summer’s day can make any homeowner wish they had a pool in their backyard, but making the decision about whether a pool is right for your property is more complicated than buying an inflatable bed with a cup holder.


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Mood Lighting With Tiki TorchesPosted on October 27, 2016

If you have the islands on your mind, you will be glad to know that you can bring the charm and decor of your favorite tropical paradise into your own backyard.


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Give Your Old Furniture New LifePosted on September 08, 2016

Give Your Old Furniture New Life

Old furniture doesn’t have to be put aside if the basic structure is still in good condition.


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How To Start A New GardenPosted on September 01, 2016

Congratulations on your decision to start a new garden.


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Hot Tub Purchasing TipsPosted on July 14, 2016

Let’s face it, most of us have at some point thought about the luxury of spending relaxing and romantic evenings soaking in our very own hot tub.


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Safety Tips For Barbeque And GrillingPosted on July 07, 2016

A barbeque is an outdoor meal or party at which food is prepared on a rack over a grill.


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Cut Your Cooling Costs With These Money-Saving TipsPosted on May 19, 2016

When it comes to keeping your home comfortable in the summer, there are a number of ways to accomplish your goal without breaking a sweat over your cooling costs.


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The Best Ways To Reduce Your Water BillPosted on April 07, 2016

The Best Ways To Reduce Your Water Bill

Although a lot of the energy efficiency efforts tend to be focused on saving on electricity bills, you can also save a lot of money on your water bill and save water, too, with only a few simple steps.


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Watering Your Lawn The Right WayPosted on March 31, 2016

When it comes to watering your lawn, the who, what, when, where and why rule applies.


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Top Five Ways To Ruin AntiquesPosted on March 24, 2016

An antique is a decorative object that is valuable because of its age.


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Solar Lighting For Your YardPosted on March 17, 2016

Solar Lighting For Your Yard

One of the simplest, most economical and also eco-friendly ways to provide lighting in your yard is to use solar lights.


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Landscaping Design TipsPosted on March 10, 2016

As a homeowner, you can use a number of landscaping design tips to make your house look just as polished on the outside as it does on the inside.


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Hanging Pictures 101Posted on March 03, 2016

A home is a place where we create precious memories with those that we love, which is why photos are a big part of what makes a house into a home.


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How To Care For Your LawnPosted on January 28, 2016

If you love your lawn, it’s only natural that you would want to give it the proper care to help give it a healthy appearance.


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How And When To Prune RosesPosted on January 21, 2016

To many, a rose is one of the most beautiful flowers in existence.


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Cleaning Tips And TricksPosted on December 17, 2015

To clean your home is to free it from dirt, pollutants and other elements.


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A Homeowner's ToolkitPosted on November 19, 2015

Whether you have just bought your first home or have been a homeowner for some time, chances are that at some point you will be faced with home repairs.


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Using Your Fireplace SafelyPosted on October 29, 2015

Using Your Fireplace Safely

A fireplace is a great feature in any home, and can create that warm, homey feeling on a cold winter evening that every homeowner dreams of.


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Tips To Make Your Move EasierPosted on September 17, 2015

Moving can be a stressful time, however, there are several things that you can do to make your move a smooth one.


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Strategies To Reduce Dust In Your HomePosted on August 20, 2015

If you are like most people, dust is a part of life.


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Ideas For Organizing Your GaragePosted on August 13, 2015

Believe it or not, your garage is not only made to house your automobiles.


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Patio Decor IdeasPosted on July 30, 2015

A patio offers a relaxing way to enjoy the outdoors while still getting a sense of home.


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Defining Distinct Spaces In A Large RoomPosted on June 25, 2015

While open-concept homes seem to be the popular trend in the home construction industry, sometimes decorating for large spaces can be a challenge.


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Family Three-Day Home Emergency KitPosted on April 23, 2015

Every home should have an emergency kit.


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Green Laundry Tips - Save Money And The EnvironmentPosted on April 16, 2015

Let’s face it—two of the biggest issues most of us face in today’s world are concerns over the environment and the economy.


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Build Your Own Deck - Choosing The Right MaterialsPosted on April 16, 2015

A backyard deck is a great way to not only improve the value of your home, but also make your outdoor living space more enjoyable for you and your family.


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Financing Articles

Tips For Getting Your Down Payment FasterPosted on August 10, 2017

Looking to buy your first home, but having trouble coming up with the down payment?  Typically you need to have between 5-50% of the purchase price of your home, so here are a few tips to help you save your down payment faster!

Save Your Tax Refund—Doing this alone for a few years may add up to a considerable amount to contribute to a down payment, especially if both you and your spouse commit to contributing the full amount.


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Applying For A Joint Mortgage Loan With Your SpousePosted on June 22, 2017

Applying For a Joint Mortgage Loan With Your Spouse

When you are ready to buy a home, applying for a mortgage is one of the first and most important steps.


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Types Of Home LoansPosted on May 11, 2017

If you are in the market for a new home, it’s important that you know what type of loans are available to you.


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Shopping For The Best Home LoanPosted on March 23, 2017

Finding the perfect home is a task, but shopping for the best home loan can be even more tedious.


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First Time Buyer Loan TipsPosted on March 16, 2017

First Time Buyer Loan Tips

For first time buyers, the mortgage loan process can seem complex and confusing.


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FHA Loans - What They Are And Who QualifiesPosted on January 26, 2017

FHA Loans: What They Are And Who Qualifies

In your house hunting you may have come across a mention of FHA loans.


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Insurance And Property Taxes - Should You Add Them To Your Mortgage PaymentPosted on January 05, 2017

Insurance And Property Taxes: Should You Add Them To Your Mortgage Payment?

When you buy a home, the mortgage payment isn’t the only regular expense you will have to consider.


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Will You Qualify - What You Need To Get A MortgagePosted on December 29, 2016

If you are a first time homebuyer, navigating all the new information about homeownership, the home buying process, and mortgages can seem overwhelming.


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How To Buy A Home With A Low Down PaymentPosted on December 15, 2016

Purchasing a home with a low down payment is important for a number of reasons, including the buyer’s ability to have extra cash left over for closing costs, decorating expenses, upgrades and/or other essentials needed to turn their new house into a home.


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Tips For Qualifying For A Better Interest RatePosted on August 11, 2016

Tips For Qualifying For a Better Interest Rate

When it comes to a home loan, the interest rate is a very important factor.


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Balloon Payments - What They Mean To YouPosted on July 21, 2016

Balloon Payments: What They Mean To You

In your research on home loans, you may have come across the term “balloon payment.


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Finding A Mortgage BrokerPosted on June 30, 2016

If you are in the market for a new home, or looking to refinance your existing mortgage, then you will want to consider the option of hiring a mortgage broker rather than an individual lender or lending institution.


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Understanding The Closing ProcessPosted on June 02, 2016

Once your loan is approved, you will be ready to take the final step that will lead to the door of your new home.


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Protect Yourself From Unexpected Mortgage Loan AdjustmentsPosted on May 26, 2016

If you’re facing an upcoming rate change on your adjustable rate mortgage, you may be a bit worried.


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Finding Your Credit RatingPosted on October 08, 2015

Finding your credit rating can be an intimidating task, but for anyone hoping to purchase a home it is a necessary step.


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Interest Only Loans - What You Should KnowPosted on September 03, 2015

Interest Only Loans: What You Should Know

Of the many different types of home loans out there, interest only loans are one of the more unusual types.


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Paying Off Your Mortgage FasterPosted on August 06, 2015

Paying off your mortgage is one of the biggest financial goals of most homeowners, and retiring debt-free can certainly give your golden years a greater sense of financial freedom and stability.


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Understanding Interest RatesPosted on July 23, 2015

If you are in the market for a new home, or it is time to refinance your mortgage, there is no doubt you have been looking at the current interest rates.


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How Much House You Can AffordPosted on June 11, 2015

There are a number of factors that can contribute to the affordability of a house and, as a potential homebuyer, it’s important that you know what type of mortgage payments are within your budget.


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Negotiating An Owner Financing PurchasePosted on May 21, 2015

Saving for a down payment can be a difficult and time-consuming task, but there are options for financing a home purchase other than saving or the traditional borrowing options.


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Step-By-Step Guide In Obtaining A Home LoanPosted on April 16, 2015

Now that you’ve decided to purchase a new home, it’s important to know what to expect throughout the loan process.


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Buying A Home With Past Credit ProblemsPosted on April 16, 2015

Buying a home can be both exciting and stressful but, for those with past credit problems, the process may also seem intimidating.


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Holiday Articles

Safety Tips For Fourth Of July FireworksPosted on August 17, 2017

Safety Tips For Fourth Of July Fireworks

The Fourth of July is an exciting holiday filled with family and friends, backyard barbeques, and of course the main event—the fireworks.


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Decorating For Christmas The Green Living WayPosted on July 13, 2017

Christmas is probably one of the easiest times of the year to use environmentally friendly decorating ideas, and given the more traditional decorating trends for the season and the ever increasing need for all of us to contribute to making the planet a greener place, it’s never been easier.


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Valentine’s Day Crafts For KidsPosted on June 15, 2017

Valentine’s Day Crafts For Kids

Valentine’s Day is all about love—and not just between couples!  Kids love to get in on the action, and creating fun Valentine’s crafts to share is a great way to let them have a good time and make something they can give to friends and family to show their love on this special day.


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Is A Real Christmas Tree Right for YouPosted on June 08, 2017

Is A Real Christmas Tree Right For You?

There is nothing quite like the smell of fresh pine filling your home during the holiday season, and a real Christmas tree can do that better than any candle or air freshener.


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Tips For The Perfect TurkeyPosted on May 25, 2017

Whether it is Thanksgiving or Christmas, a small family gathering or a huge party, cooking the perfect turkey for the holidays is every chef’s goal.


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Create A Romantic Dining Room For Valentine’s DayPosted on November 24, 2016

With times being as tough as they are, finding the money to make a special Valentine’s Day for your sweetheart can be difficult.


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St. Patrick's Day Ideas For Family FunPosted on October 13, 2016

St.


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Ways To Thrill Mom On Mother's DayPosted on June 23, 2016

A mother is someone who looks after you, takes care of you when you are sick and is always there to show you just how much she loves you.


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How To Make The Fourth Of July Fun For KidsPosted on June 09, 2016

Every year, the Fourth of July holiday honors the birth of our nation.


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New Year's Eve Decorating IdeasPosted on April 28, 2016

On December 31 of every year, the world celebrates New Year’s Eve.


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How To Host A Fun And Safe New Year’s PartyPosted on January 07, 2016

New Year’s is a great time to host a party for friends and family.


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Fabulous Homemade Halloween CostumesPosted on December 31, 2015

Fabulous Homemade Halloween Costumes

Halloween is the time of year when you can dress up as just about anything you want to be.


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Planning A Fun Fourth Of July Block PartyPosted on October 01, 2015

Independence Day is a great opportunity to get your neighborhood together to celebrate our great nation, and what could be more American than the block party!  It is a great and inexpensive way to get to know your neighbors and add a more traditional community feel to your street.


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Easy Easter Decorating IdeasPosted on September 24, 2015

Easter is often left out when thinking of holiday decorating, but since it is also the beginning of the spring season it is a great time to freshen up your home and add some of the lively and vibrant colors of the season.


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Preparing Your Home For Holiday GuestsPosted on July 16, 2015

Preparing Your Home For Holiday Guests

It’s wonderful having friends and family at your home to share the holidays, but it can also be a lot of work.


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Thanksgiving Menu IdeasPosted on July 09, 2015

Thanksgiving is an annual national holiday commemorating a harvest festival celebrated by the Pilgrim Fathers in 1621.


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Celebrating New Year’s With Young ChildrenPosted on July 02, 2015

Celebrating New Year’s Eve With Children

Partying until midnight may not be in the cards for you come New Year’s Eve if you have small children.


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Memorial Day Picnic Menu IdeasPosted on May 07, 2015

Memorial Day is usually spent watching the latest blockbuster film, but it is also a great time of year to get outside and celebrate the nice weather.


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A St. Patrick’s Menu That Your Guests Will EnjoyPosted on April 30, 2015

If you are throwing a St.


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Halloween Safety TipsPosted on April 16, 2015

On October 31 of every year, children around the nation enjoy carving jack-o-lanterns, dressing up in their favorite costumes and going out trick-or-treating for candy and treats.


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